We discussed how Financial Institutions play a crucial role in personal financial planning. FIs offer products and services that are essential to our financial strategies (Step 3 of the FPP), and it is our duty as financial planners to determine what is the best alternative in the market to satisfy our needs according to our financial strategy and goals (Step 4 of the FPP). Rank the top three FIs in Canada offering the following financial products/services: 1. Saving Accounts (including USD Savings Accounts, if available) 2. IPP 3. RRSP 4. TFSA 5. RESP 6. FHSA

Specify your criteria for your top-3 ranking (cost of credit, rates, fees, customer satisfaction & positive reviews, etc.).