1. We may prepare a ______ to appoint someone to legally act on our behalf in the event we become mentally incapacitated and a ______ to state our wishes in the event of a terminal illness or injury.

1. last letter of instruction; living will
2. durable power of attorney; living will
3. living will; common disaster clause
4. living will; durable power of attorney
5. durable power of attorney; last letter of instruction

2. To determine your estates net worth, you would ______ the amount of your estates ______ from (to) the amount of the estates ______.

1. subtract; assets; liabilities
2. ask your lawyer; worth and deduct; market value
3. add; assets; liabilities
4. subtract; liabilities; assets
5. add; accounts receivable; assets

3. There is an excellent medical facility in your hometown and it is in the network of approved providers by your health insurance plan. If you go to this clinic, their charges will be reduced and your coinsurance will be lower than if you want to an out-of-network provider. What type of insurance plane do you have?

1. Preferred Provider Organization.
2. tradition indemnity coverage.
3. fee-for-service insurance.
4. Health Maintenance Organization.
5. None of the choices listed.