We observe a flat risk$-$free interest rate curve at a level of $5\%.$ Calculate the risk margin as of $31\mathrm{.}12\mathrm{.}2023$ using a Cost$-$of$-$Capital rate of $6\%$ and the following SCR projection:

$\backslash$table$[[$Date$,$SCR$],[31\mathrm{.}12\mathrm{.}2023,200],[31\mathrm{.}12\mathrm{.}2024,150],[31\mathrm{.}12\mathrm{.}2025,100],[31\mathrm{.}12\mathrm{.}2026,50],[31\mathrm{.}12\mathrm{.}2027,20],[31\mathrm{.}12\mathrm{.}2028,0]]$