We suspect that automobile insurance premiums (in dollars) may be steadily decreasing with the driver's driving experience (in years), so we choose a random sample of drivers who have similar automobile insurance coverage and collect data about their ages and insurance premiums. Which of the following is the most appropriate statistical test to use to determine if insurance premiums are decreasing with the driver's driving experience? O Chi-squared test for independence O Matched pairs t-test O Inference for regression O Two-sample t-test O ANOVA