We want to buy a car and we go to three dealerships that offer us the following conditions: Cash payment of $19,000 and insurance payment for 3 years, the amount of which is 600 euros each year. Entry of $5,000, six months without paying anything and then 48 monthly installments of 350 euros each Without entry, eight months without paying anything and then 54 monthly installments of $400. If the interest rates for the indicated terms are 5% APR, which of the three offers should I accept?