Westwood Homes is beginning work on its future College Park sub$-$division. Westwood is now pre$-$selling homes that will be ready for occupancy in nine months. Westwood is offering $$5000$ off the $$295,000$ selling price to anyone making an immediate $$130,000$ down payment $($with the balance due in nine months.$)$ The alternative is a $$5000$ deposit with the $$290,000$ balance due in nine months. Mr$.$ and Mrs$.$ Symbaluk are trying to decide which option to choose. They currently earn $4\mathrm{.}8\%$ on low$-$risk short$-$term investments.