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What advancement in banking has led to the percentage of people in Kenya with bank accounts to rise from 30% to nearly 100%? 1) Mobile

What advancement in banking has led to the percentage of people in Kenya with bank accounts to rise from 30% to nearly 100%? 1) Mobile Money Accounts 2) Automated Clearing House (ACH) 3) Apple Pay 4) Automated Teller Machine (ATM) 5) None of the above

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