What are Julie and Pattys monthly mortgage payment under 15-year mortgage, interest payment for each month, and sanding balance for each month over 180 months

When Julies and Patty Bakery were "house bunting" 5 years ago, the mortgage high. The fixed rate on a 30-year mortgage was 6.75% while the 15-year fixed rate was at 696. After walking in and out through many homes, they finally reached a consensus and decided to buy a $150,000 two-story house in an up and coming suburban To avoid prepaid mortgeage insurance (PMID, they had to borrow from family members and come with 20% down payment and the additional required closing costs in the East Area Since Julie and Patty Bakery had already accumulated significant credit card debt and were sill paying off their colleges loans, they decided to opt for lower 30-year mortgage payments, despite