What are RISKS AND CHALLENGES for your proposed investment portfolio (CASH, EQUITY, BOND, REITS, GOLD, OVERALL) in short-term (1- 2 years), and medium term (3-5) years in Malaysia. Explain each of the investment portfolio (CASH, EQUITY, BOND, REITS, GOLD, OVERALL).

For example:

RISK AND CHALLENGES IN SHORT-TERM (1-2 years) for:

a. Cash

b. Equity

c. Bond

d. Reits

e. Gold

f. Overall