What are some specific examples of macroeconomic factors that are influencing your financial thinking and behavior today? How does your current age or life stage affect your financial thinking and behavior? To what extent and in what ways does your financial thinking anticipate your next stage of life? What financial goals are you aware of that you have set? How are your current experiences informing your financial planning for the future?

Identify and prioritize some immediate, short-term, and long-term goals at this time in your life. Why would someone need different strategies to achieve these goals? For each goal identify a range of alternatives for achieving it. How would someone evaluate each alternative before making a decision?