What are the 5 Cs of credit that are sometimes used by bankers and others to determine whether a potential loan will be repaid? Be sure to support your comments with references from the literature and cite your sources using APA 7th edition formatting guidelines

prefer text book IS Block,S.B., Hirt , G.A., & Danielsen, B.R. (2018). Foundations of financial management (17th ed.). New York, NY. ISBN- 13:978- 1260013917