What are the facts, issue (what is the problem), ratio (why did the SC rule the way
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Question:
What are the facts, issue (what is the problem), ratio (why did the SC rule the way that it did), and dispositive (what is the ruling) of people and hsbc v jose vera gr 45685? Here is the link to the case https://lawphil.net/judjuris/juri1937/nov1937/gr_l-45685_1937.html
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