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What are the facts, issue (what is the problem), ratio (why did the SC rule the way that it did), and dispositive (what is the

What are the facts, issue (what is the problem), ratio (why did the SC rule the way that it did), and dispositive (what is the ruling) of people and hsbc v jose vera gr 45685? Here is the link to the case https://lawphil.net/judjuris/juri1937/nov1937/gr_l-45685_1937.html

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