What are the formulas to use to calculate the value of $21196 and the 73 months? I just need to know that so I can apply it to the programming part..

If we enter the input for the scenario given above, then it should look as follows: Enter the amount which you are looking to borrow: 25000 Enter the interest rate: 5 Enter the number of months in which you want to pay the loan: 60 Program should give the following output based on the input: It's infeasible because your monthly payment will be $471.78 which will be greater than your monthly budget of $400. Option 1: You can reduce loan amount $21196 and you can pay $3804 from your pocket if you want to pay off loan within 5 years Option 2: You can pay off loan within 73 months if you want to take full loan amount of $25000 without paying anything from your pocket