What are the major instruments used to facilitate the conduct of commonly occurring international transactions? Provide rationales for why one instrument would be favored over others for use in a particular category of transactions. Find some real world examples of such instruments provided by major banks, as well as the applicable fees charged. Address the importance of working capital in relation to the firm's conduct of its day-to-day operations. Discuss the decision choices that MNCs have in light of IRP. Find some real-world examples of working capital management from annual or quarterly reports of MNCs.