What are the perils that most properties are insured for under various types of homeowner's policies?

What types of property are covered under a homeowner's policy? When should you consider adding a PPF to your policy? Indicate which of the following are included in a standard policy's coverage: $($a$)$ an African parrot, $($b$)$ a motorbike, $($c$)$ Avon cosmetics held for sale, $($d$)$ Tupperware ${?}^{}$ for home use.

$3.$Describe $($a$)$ types of losses, $($b$)$ persons, and $($c$)$ locations that are covered under a homeowner's policy.

$4.$What are deductibles? Do they apply to either liability or medical payments coverage under the homeowner's policy?