{ "key_pair_value_system": true, "answer_rating_count": "", "question_feedback_html": { "html_star": "", "html_star_feedback": "" }, "answer_average_rating_value": "", "answer_date_js": "2024-06-29T02:11:04-04:00", "answer_date": "2024-06-29 02:11:04", "is_docs_available": null, "is_excel_available": null, "is_pdf_available": null, "count_file_available": 0, "main_page": "student_question_view", "question_id": "4446117", "url": "\/study-help\/questions\/what-are-the-possible-financial-misconducts-a-bank-can-do-4446117", "question_creation_date_js": "2024-06-29T02:11:04-04:00", "question_creation_date": "Jun 29, 2024 02:11 AM", "meta_title": "[Solved] What are the possible financial misconduc | SolutionInn", "meta_description": "Answer of - What are the possible financial misconducts a bank can do in their financial statements? What are possible red flags i | SolutionInn", "meta_keywords": "financial,misconducts,bank,statements,red,flags,\/s,\/l,conduct,horizontal,analysis,balance", "question_title_h1": "What are the possible financial misconducts a bank can do in their financial statements? What are possible red flags in the b\/s and p\/l of", "question_title": "What are the possible financial misconducts a bank can do in their", "question_title_for_js_snippet": "What are the possible financial misconducts a bank can do in their financial statements What are possible red flags in the b s and p l of the bank Conduct an horizontal analysis for the given balance sheet and Profit and loss and give feedback on the same, conduct ratio analysis of profitability, liquidity, solvency and capital market strength and analysis on each of the findings Attached is the Balance sheet and Profit Loss Statement for a bank Balance Sheet of SBI Current Year Previous Year Capital 8924612 8924612 Reserves and Surplus 2501676630 2336031993 Minority Interest 79438220 60369913 Deposits 32741606254 29405410611 Borrowings 3329006703 4137476610 Other Liabilities and Provisions 3314271024 2936428222 Total 41974923443 38884641961 Cash and Balances with RBI 1669684605 1773627409 Balancees with Banks and Mon 873468031 481495230 Investments 12282842777 11192698162 Advances 23743111812 22268536672 Fixed Assets 400781681 407030526 Other Assets 3005034537 2761253962 Total 41974923443 38884641961 Contingent Liabilities 12210831109 11212462783 Bills for Collections 557906954 700472264 Profit and Loss for SBI Current Year Last Year Interest earned 2698516554 2533221241 Other income 981589938 223651853 Total 3680106492 3306823594 Interest expended 1611232986 1558624603 Operating Expenses 1312815630 1148003080 Provisions and Contingencies 569284591 569505120 Total 3498338202 3226182853 Net Profit Loss for the year (before adjustment 181268285 30690241 Add Share in Profit of Associates 29631404 2814294 Less Minorityr Interest 13221662 10509144 Net Profit Loss for the group 192628022 22996391 ' ProfitILoss brought forward 83283999 99411994 Total 11439 4023 26415603 Transfer to Statutory Reserves 45381261 3860590 Transfer to Other Reserves 82549135 2432958 Balance carried over to Balance sheet 13612425 83283999 Total 11439 4023 26415603 Basic Earnings per share 22 15 2 58 Diluted Earnings per share 22 15 2 58", "question_description": "

What are the possible financial misconducts a bank can do in their financial statements? What are possible red flags in the b\/s and p\/l of the bank? Conduct an horizontal analysis for the given balance sheet and Profit and loss and give feedback on the same, conduct ratio analysis of profitability, liquidity, solvency and capital market strength and analysis on each of the findings. <\/p>

Attached is the Balance sheet and Profit\/Loss Statement for a bank. <\/p>

<\/p>

\"image\"image<\/div><\/div><\/div> Balance Sheet of SBI Current Year Previous Year Capital 8924612 8924612 Reserves and Surplus 2501676630 2336031993 Minority Interest 79438220 60369913 Deposits 32741606254 29405410611 Borrowings 3329006703 4137476610 Other Liabilities and Provisions 3314271024 2936428222 Total 41974923443 38884641961 Cash and Balances with RBI 1669684605 1773627409 Balancees with Banks and Mon 873468031 481495230 Investments 12282842777 11192698162 Advances 23743111812 22268536672 Fixed Assets 400781681 407030526 Other Assets 3005034537 2761253962 Total 41974923443 38884641961 Contingent Liabilities 12210831109 11212462783 Bills for Collections 557906954 700472264 Profit and Loss for SBI Current Year Last Year Interest earned 2698516554 2533221241 Other income 981589938 223651853 Total 3680106492 3306823594 Interest expended 1611232986 1558624603 Operating Expenses 1312815630 1148003080 Provisions and Contingencies 569284591 569505120 Total 3498338202 3226182853 Net Profit\/Loss for the year (before adjustment} 181268285 30690241 - Add: Share in Profit of Associates 29631404 2814294 Less: Minorityr Interest 13221662 10509144 - Net Profit\/Loss for the group 192628022 22996391 ' ProfitILoss brought forward 83283999 99411994 - Total 11439-4023 26415603 Transfer to Statutory Reserves 45381261 3860590 Transfer to Other Reserves 82549135 2432958 Balance carried over to Balance sheet 13612425 83283999 - Total 11439-4023 26415603 Basic Earnings per share 22.15 2.58 - Diluted Earnings per share 22.15 2.58", "transcribed_text": "", "related_book": { "title": "Principles Of Finance", "isbn": "979-8439388899", "edition": "1st Edition", "authors": "Julie Dahlquist, Rainford Knight", "cover_image": "https:\/\/dsd5zvtm8ll6.cloudfront.net\/si.question.images\/book_images\/6290aa2348f9a_11251.jpg", "uri": "\/textbooks\/principles-of-finance-1st-edition-9798439388899", "see_more_uri": "" }, "free_related_book": { "isbn": "1402085990", "uri": "\/textbooks\/advances-in-robot-kinematics-analysis-and-design-1st-edition-9781402085994-9781402086007", "name": "Advances In Robot Kinematics Analysis And Design", "edition": "1st\u00a0Edition" }, "question_posted": "2024-06-29 02:11:04", "see_more_questions_link": "\/study-help\/questions\/business-banking-2021-September-12", "step_by_step_answer": "The Answer is in the image, click to view ...", "students_also_viewed": [ { "url": "\/plane-light-wave-with-wavelength-955-and-intensity-io-falls", "description": "A plane light wave with wavelength and intensity Io falls normally on a large glass plate whose opposite side serves as an opaque screen with a round aperture equal to the first Fresnel zone for the...", "stars": 3 }, { "url": "\/study-help\/business-statistics-in-practice\/b-what-are-the-upper-and-lower-3s-control-limits-1982340", "description": "=+b) What are the upper and lower 3s control limits?", "stars": 3 }, { "url": "\/erin-tarver-is-considering-expanding-her-business-she-plans-to", "description": "Erin Tarver is considering expanding her business. 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