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what are the risk drivers of this section: Section 13(1)(b) of the Financial Advisory and Intermediary Services Act, 2002 (FAIS) requires a representative of a

what are the risk drivers of this section: Section 13(1)(b) of the Financial Advisory and Intermediary Services Act, 2002 (FAIS) requires a representative of a financial services provider (FSP) to provide clients with a prior 'confirmation', certified by the FSP, that the representative has a service contract or mandate to represent the FSP

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