What are the various criteria, in practice, a company would consider in deciding an appropriate debt to equity ratio for the company? 1. Consider the potential distress may cause to the company II. Benchmark against industry norms III. Previous gearing level IV. Past performance against economic cycle V. Bank's covenants and restriction Vi. Debt servicing ability. . a. I, III, V, VI b. III, IV, V, VI c. All of the above d. II, III V,VI e. Il, III, IV, V