What are two benefits of securitization? O More liquid markets for credit-default swaps and collateral debt obligations. O Minimizing liabilities and maximizing net worth of mortgage lenders. O Increased risk diversification and increased available capital. O Asset price and depreciation protection.What is the wealth effect? O The correlation between decreases in household debt and increases in household net worth. O The correlation between decreases in household consumption and increases in household wealth. O The correlation between increases in household wealth and increases in household consumption. O The correlation between increases in interest rates and increases in asset prices