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1). Mariam used a persuasive approach to coax the women into taking a chance on the loan opportunities. Mariam understood how scarred the people were after the Soviet banking system and currency collapse, meaning she had to take an approach that would influence the citizens to regain their trust. Yeseyan had ensure each individual that their superlative character was their form of collateral to further the chances in the economy change in the dependent women.

2). The banking sector crisis placed a huge downfall in the advantages for funding opportunities for individuals. To begin, the commercial banking system initially was underdeveloped and fragile resulting in employees not knowing the proper mechanics to distribute loans nor consumers knowing how to properly apply for these loans. However, once funding opportunities began to operate with regulation, interest rates were out of this world starting at forty-percent at least. Aregak ran an interest rate as low as twenty-percent; in addition to not requiring collateral assets in place of the loans. Eventually foreign investors and the Armenian Union banking system became more prevalent, increasing the freedom regulated on currency hinders & lifting limitations.

3). Aregak gained a strongly-built trust system with all of its users from the commencement. Which warranted the trust of the community and held its obligation to stick to paying their debts by the sole margin of Aregak's offered opportunities such as assisting individuals with business planning and credit consulting. With these loans not being collateralized, normally there's a significant chance the default rate on the loans were to be extremely higher than two-percent, the primary difference Mariam used to achieve her goal was to provide a powerful foundation where citizens who utilized the loans would feel secured. That ultimately led to individuals showing up on-time to pay their debts from the acquired asset.

4). Microfinance companies are significant to individuals by the issuance of assistance in furthering education, acquiring personal assets, and creating small-to-large scale businesses. Which allow for individuals to show a report of credit history to access additional capital in the future to put towards greater use.

5). Mariam would be considered a "social entrepreneur" by the demonstrations and principle built upon Aregak. The company offered complimentary, strategic assistance to all of its consumers at no-risk and gained a sense of trust by the way individuals exuded themselves in compliance to non-collateralized loans. Aregak's intentions were purely to boost the economy and provide a course of action for dependent women to make independent empires.

6). Being that Aregak has had nine-long years of successful contributions and provided outstanding service to its consumers for the greater morale, Aregak should ultimately remain an NGO. Implementing government regulations would jeopardize the company by having to alter its profound objectives such as the low-interest rates or non-collateralized loans. By remaining an NGO, the company can continue its success story and uphold its morale & legacy. The reputation wouldn't be jeopardized by keeping its original structure.