What are your TOTAL assets today, which includes the value of human capital and financial capital? Assume you have $60,000 of financial capital. Assume you make an income of $50,000 today, your income grows 4% per year, you work 30 years, and the discount rate (based on the risk of your income) is 3%. The financial capital grows at 10%. The explanation behind the number may or may not be right. For a choice to be correct, the explanation and the number must be correct. PS Isn't this cool