What decisions could you make for yourself or a business that you own or work for using time value of money concepts? Provide an illustration of how you would apply time value of money concepts, supported by calculation.

For the company you chose to discuss in Topic 2, return to the financial statement and perform a horizontal analysis on the income statement. What is the trend in the company's net income? What changes are primarily driving this trend? Include a link to this financial statement in your post. Participate in follow-up discussion by challenging or adding to your classmates' answers to the above questions.