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What did your spending diary reveal about your spending habits during the time period covering this third installment? If you made changes as a result

What did your spending diary reveal about your spending habits during the time period covering this third installment?
If you made changes as a result of the first and/or second instaliment, did you see any improvement or obtain the desired result that you were looking for? Also, would you consider making any changes as a result of this installment?
How can your spending diary assist you in developing an investment philosophy and strategy for long-term
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