What did your spending diary reveal about your spending habits during the time period covering this third installment?

If you made changes as a result of the first and$/$or second installment, did you see any improvement or obtain the desired result that you were looking for? Also, would you consider making any changes as a result of this installment?

How can your spending diary assist you in developing an investment philosophy and strategy for long$-$term financial security? Give one example.

Give one example of how your daily spending diary can assist you when planning and implementing a Budget.