what do we call this problem? im not sure how to solve it either. can you break this down with the equation and formula to use?

Q12. Problem Type: You are contemplating borrowing $10,000 to remodel your kitchen via a signature loan. The loan will be repaid in one payment at the end of one year. What is the effective interest cost of the loan terms you prefer from the choices below? Assume 365-day year. ANZ Bank - Terms A: Nominal Rate = 7.075%, Compounding = Daily BNZ Bank - Terms B: Nominal Rate = 7.1%, Compounding = Monthly Kiwibank - Terms C: Nominal Rate = 7.15%, Compounding = Semi-Annually 7.2778% 7.3306% 7.3357% 7.3456% 7.4267% ABCDE C. D