WHAT DO YOU RECOMMEND NOW? Now that you have read the chapter on the importance of personal finance, what do you recommend to Jing Wng in the case at the beginning of the chapter regarding: 1. Participating in her employer's 401(k) retirement plan? 2. Understanding the effects of her marginal tax rate on her financial decisions? 3. Considering the current state of the economy in her personal financial planning? 4. Using time value of money considerations to project what her IRA might be worth at age 63 ? 5. Using time value of money considerations to project what her 401(k) plan might be worth at age 63 if she were to participate fully? WHAT DO YOU RECOMMEND NOW? Now that you have read the chapter on the importance of personal finance, what do you recommend to Jing Wng in the case at the beginning of the chapter regarding: 1. Participating in her employer's 401(k) retirement plan? 2. Understanding the effects of her marginal tax rate on her financial decisions? 3. Considering the current state of the economy in her personal financial planning? 4. Using time value of money considerations to project what her IRA might be worth at age 63 ? 5. Using time value of money considerations to project what her 401(k) plan might be worth at age 63 if she were to participate fully