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What does Gerzema argue that consumers are doing? 2. What happened to savings in the United States? How did consumers contribute to this change? 3.

What does Gerzema argue that consumers are doing?

2.What happened to savings in the United States? How did consumers contribute to this change?

3.What does Gerzema argue that the consumer needs to do to lead the economy in a positive direction?

4.What are some of the changes that consumers are making?

5.How are companies responding to these changes?

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