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What does the Obligations with a Penal Clause under the provisions of the New Civil Code mean? please explain the NCC Article 1226, 1227, 1228,

What does the Obligations with a Penal Clause under the provisions of the New Civil Code mean? please explain the NCC Article 1226, 1227, 1228, 1229, and 1230. And please always cite the the relevant provision of law when discussing concepts.

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