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What if in addition to what is stated in question 18, payments of $15,000 per year were made? In other words, a starting point of

What if in addition to what is stated in question 18, payments of $15,000 per year were made? In other words, a starting point of $15,000 at time zero, plus $15,000 added each year for 45 years, starting at time 1. What would the FV be then?

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