What interest rate would make it worthwhile to incur a compensating balance of $11,000 in order to get a 0.65 percent lower interest rate on a 2 year, pure discount loan of $185,000? (Negative amount should be indicated by a minus sign. Do not round intermediate calculations and round your answer to 2 decimal places.) Interest rate % b. Is it worth incurring the compensating balance to obtain the lower rate? Yes No