What is a major criticism of the Federal Reserve System? Question 35 options: a) Its policies undermine the legislative branch's ability to effect budgetary policy. b) It can make decisions that damage the economy, and voters have little recourse to hold its members accountable. c) It is too concerned with keeping interest rates low when it should be more concerned about keeping inflation low. d) It often acts in ways that are politically popular rather than in ways that are fiscally sound