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What is causing interest rates to be low on the demand side? In other words, why do people and businesses want to borrow less now?

What is causing interest rates to be low on the demand side? In other words, why do people and businesses want to borrow less now? Group of answer choices Inputs have gotten cheaper Many firms don't make physical goods, so don't need as much capital Expectation of future profitability are low All of the above

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