What is creditor insurance?

Select one:

a$.$

Is a type of term life insurance where the beneficiary of the policy is a creditor

b$.$

Is a type of whole life insurance where the beneficiary of the policy is a creditor

c$.$

Is a type of universal life insurance where the beneficiary of the policy is a creditor

d$.$

Is a type of permanent life insurance where the beneficiary of the policy is a creditor