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What is meant by the term fractional-reserve banking in our system? What are use most often? Which are more effective? what are tools available to

What is meant by the term "fractional-reserve banking" in our system? What are use most often? Which are more effective?

what are tools available to the FED for controlling the money supply? Which are used most often? Which are most effective?

How does the money multiplier help to determine the effects of monetary policy?

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