What is NOT critical for contextual money advice? 1) The bank has the user's data 2) The data says to trigger an alert 3) The bank can make inferences from the data 4) The data is relevant 5) The user's data is secure and can't be seen by the bank Question 24 (4 points) Saved Allfollowing arenumber of why tokenization was added more as iteration on the old systems than for additional security, EXCEPT 1) Legacy systems evolving 2) Legacy customer 3) Regulation inhibiting innovation