What is NOT the correct statement about the failure of Silicon Valley Bank (SVB)? After SVB's failure, the Fed created the bank term funding program (BTFP) to provide loans to those (small and mid-sized) banks struggling with liquidity After SVB's failure, small and mid-sized banks suffered from higher borrowing costs, which reduced their ROES The FDIC chose to guarantee all of SVB' depositors, shareholders, and unsecured bondholders After SVB's failure, depositors transferred their money from small/mid-sized banks to bigger banks, which created the liquidity problem for the former