What is the amount of the down payment that she will need to save for the home? How much will she need to arrow? How much would she need to save for each of the rst ten years to cover the down payment you calculated in #5? oes this seem reasonable given her salary? To be conservative, assume that she saves this money in a checking :cou nt not earning any interest. Using this mortgage payment calculator, determine what her annual mortgage payment would be over the 30 yea :rm assuming a 5% interest rate and using the amount she needs to borrow from Question #5. Be sure to convert Ionthly payments into annual costs. Does this monthly payment seem reasonable for Jocelyn, using the standard rule of thumb that your mortgage ayment shouldn't exceed 30% of your gross salary