What is the annual return of the following asset, using the method that is most appropriate for reporting and investment analysis purposes? (Hint: the horizon is longer than 1 year) Year 1: Year 2: Year 3: Year 4: +12.4% -4.6% +16.9% -0.2% +5.76% +6.13% -4.6% -0.2% 424.5%