What is the best choice? Which of the following is not a requirement of the FDCPA: Group of answer choices A. Must cease further communication with a consumer upon his or her written request; B. Must apologize whenever a consumer complains of bad treatment; C. Must apply payments in accordance with the consumer's instructions D. Must notify the customer in writing, within five days of initial contact, of the amount of the debt, the name of the creditor, and the debt collector's duty to verify the debt if it is disputed