what is the cash value of a team with the following plan $ 14,000 initial fee; $ 1,600 for 2 years 6 months with a final payment of $ 2,500 if 12% is charged with monthly capitalization. what is the cash value of a team with the following plan $ 14,000 initial fee; $ 1,600 for 2 years 6 months with a final payment of $ 2,500 if 12% is charged with monthly capitalization