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What is the difference between a commercial bank and an investment bank? When an equity analyst at R.W. Baird writes a favorable research report on

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What is the difference between a commercial bank and an investment bank? When an equity analyst at R.W. Baird writes a favorable research report on a company, is he doing that at the behest of an investment banker? Why or why not? What is a Ponzi scheme (think Bernie Madoff)? What causes such a scheme to eventually collapse

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