What is the discount yieid, bond equivalent yield, and effective annual return on a $5 million commercial paper issue that currently sells at 98.50 percent of its face value and is 123 days from maturity? (Use 360 doys for discount yield and 365 days in a year for bond equivalent yield and effective annual return. Do not round intermediate calculations. Round your percentage answers to 3 decimal ploces. (e.g., 32161))