What is the discounted payback period (in annual terms) of the following cashflow stream? The rate is 2.4%. Year 1: $-1,014 Year 4: $1,511 Year 7: $923 Year 12: $407 Year 15: $-181 Year 19: $-843 What is the IRR for the following cash flow stream? (Blackboard will yell at you about the units (%), when tested it looks like adding the units or leaving the units off of this problem makes no difference in the grading. Do NOT answer in decimal form!) Year O: $-9441 --- Year 1: $2792 --- Year 5: $2283 --- Year 10: $2516