What is the effective, compound rate of interest you earn if you enter into a repurchase agreement in which you buy a Treasury bill for $$76,621$ and agree to sell it after a month $(30$ days$)$ for $$77,147?$ Assume $365$ days per year. Round your answer to one decimal place.

What is the compound rate of interest you pay if you sell a Treasury bill for $$76,621$ and repurchase it after $30$ days for $$77,147?$ Assume $365$ days per year. Round your answer to one decimal place.