What is the incremental borrowing cost for the following table? Payments Years 1-25 -$515.44 -$598.77 -$83.33 Alternative 1 @ 6% for 25 years III @ 7% for 30 years Difference Loan Amount Term 20 years 10 years $80,000 $90,000 $10,000 2.) What is the effective cost of the following combined loan? Loan amount Monthly Payment (Year 1-10) 180,000 -1,619.51 40,000 -597.24 220,000 -2,216.75 0 Payments Years 26-30 SO Monthly Payment (Year 11-20) -1,619.51 -1,619.51 -$598.77 -$598.77