What is the IRAC (ISSUE, RULE, ANALYSIS, CONCLUSION)for this scenario:

Ian was talking on his cell phone when driving and ran off the road, killing Jennifer who was riding her bike on the sidewalk in front of her home. Jennifer's mother MaryJo was gardening in the yard, trimming the rose bushes at the time, she saw the impact and ran to the scene of the accident. When she saw Jennifer's daughter's body on the ground, MaryJo fainted. MaryJo is now scared to walk down the street, has a nervous tick and will never use a cell phone again.