What is the lump sum equivalent today of $300 received at the end of each of the nxt 30 years at 4% compounded annually?

	What is the APY of 4% compounded daily assuming there are 365 days in a year? You borrow $100,000 at an interest rate of 12% compounded semiannually on January 1st, 2005. The loan terminates on December 31st, 2008. The loan terms call for interest payments every six months (at the end of each period) for the next 3 years and repayment of principal at maturity. What will be your cash outflow each period during the life of the loan?