What is the manufacturer's rate??

I need an accurate answer for this

Sheridan Excavating Inc. is purchasing a bulldozer. The equipment has a price of $145,000. The manufacturer has offered a payment plan that would allow Sheridan to make 11 equal annual payments of $23,362.53, with the first payment due one year after the purchase. Click here to view the factor table PRESENT VALUE OF 1. Click here to view the factor table PRESENT VALUE OF AN ANNUITY OF 1. (a) Your answer is correct. How much total interest will Sheridan pay on this payment plan? (Round answer to 0 decimal places, e.g. 5,275.) Total interest $ Sheridan could borrow $145,000 from its bank to finance the purchase at an annual rate of 9%. Should Sheridan borrow from the bank or use the manufacturer's payment plan to pay for the equipment? (For calculation purposes, use 5 decimal places as displayed in the factor table provided. Round answer to 0 decimal places, e.g. 52\%.) Manufacturer's rate % Sheridan should