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What is the net present value of a 5000 dollar note receivable (loaning out 5000 now) where the lessor pays back the full amount plus

What is the net present value of a 5000 dollar note receivable (loaning out 5000 now) where the lessor pays back the full amount plus interest 1 year later at an annual rate of 3%. Assume the discount rate is 15%.

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