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What is the net present value of paying points on a mortgage loan if you are borrowing $130,000 for 30 years at 5.49% interest with

What is the net present value of paying points on a mortgage loan if you are borrowing $130,000 for 30 years at 5.49% interest with no points or 5.18% interest with 2 points assuming you will live at the house and pay the mortgage for 6 years before selling it? Remember to use the with points rate when discounting. (Please show steps.)

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